Savings bank-installment loan
do you often travel during the week due to work or do you have no opportunity during the day to visit a savings bank branch? Installment Bank (Money, Finance, Credit) Hello, I’m a trainee and need an installment loan (not a disposition) – That’s money for a debt redeployment and a small used car (needed for job hunting or getting there), so really nothing much Superfluous, there are 3-3500 EUR altogether. At my age, I have a monthly net income of at least 1100 EUR (usually more, because shift work), negative in the credit bureau I’m not there (I have only received a payment card with IKEA / it will probably be such a request) – I would too to claim this credit?
For the granting of loans, credit institutions are crucial and as a trainee you lack the prerequisites for a permanent position. If, for example, you are not hired after the training, you run the risk of being unable to repay the loan.
Savings bank: Buy on installment loan
With the new purchase card for the purchase the health insurance companies want to face the competition with customer financing offers. It was said that the E-Card should allow access to a installment loan at all times. Frankfurt am Main (dapd / rot) – Savings bank President announced the launch of the new business card for the coming month of autumn. In the opinion of the president of the German national economy federation (DSGV) the new business card was an electronic business card, which allowed access to a installment loan within the predetermined limits for hours.
For example, consumers are “not obliged to identify themselves as credit customers for major purchases, nor do they have to accept the sometimes lofty effective interest rates for loan finance at the point of sale,” Haasis said. In addition, the Savings bank keeps the “overall financial position of the client” in mind in this way. According to Haasis, the 429 German health insurers increased their surplus in 2010 by 35.9 percentage points to 2.1 billion EUR.
At the same time, the provision reserve was increased by EUR 3.8 billion (up 0.9 percentage points on the previous year) in order to strengthen the soundness of the institutions in view of the forthcoming tightening of Basel III capital requirements. Last year, the composite savings banks were able to maintain their leading position in corporate lending. Together with the state banks they had 42.2 percentage points of all commercial loans, an increase of 0.5 percentage points, said Haasis.
The loan portfolio for companies and self-employed increased by 3.3 percentage points or EUR 10.2 billion year-on-year to EUR 317 billion. Private loans increased by 1.3 percentage points to EUR 290.6 billion.